If you’re running a small business and struggling to arrange funds to keep things moving, there’s some good news for you. State Bank of India (SBI) now lets you apply for a Mudra Loan up to ₹1 lakh completely online.
No long bank visits. No middlemen. You can apply for ₹50,000 or more right from your phone or laptop, and get quick approval — all through SBI’s official e-Mudra platform.
PhonePe Personal Loan 2025: Get ₹50,000
What Is SBI e-Mudra Loan?
The SBI e-Mudra Loan is designed to help micro and small business owners who need extra working capital for growth — whether that’s buying equipment, expanding your setup, or starting a new venture.
You can apply for ₹50,000 to ₹1 lakh online, and in many cases, get instant approval if you already have an SBI account that’s been active for at least 6 months.
Quick Overview – SBI Mudra Loan Apply Online 50000
| Details | Information |
|---|---|
| Scheme Name | SBI e-Mudra Loan 2025 |
| Bank Name | State Bank of India (SBI) |
| Loan Amount | ₹50,000 – ₹1 Lakh |
| Apply Mode | Online |
| Eligibility | Small business owners with an active SBI account (6 months minimum) |
| Official Website | sbi.co.in |
Benefits of SBI e-Mudra Loan
Here’s why thousands of small entrepreneurs are choosing SBI’s e-Mudra platform:
- Instant loan approval (for amounts up to ₹50,000)
- No need to visit the branch for smaller loans
- Quick disbursal directly to your account
- Flexible repayment period of up to 5 years
- Trusted government-backed loan program under PM Mudra Yojana
This scheme is a solid support for local traders, shop owners, and small business dreamers who just need that one financial push to move forward.
Who Can Apply for SBI Mudra Loan?
You’re eligible if you meet these simple conditions:
- You’re a small or micro-entrepreneur (running your own business).
- You hold an SBI current or savings account that’s at least 6 months old.
- You’re looking for a loan between ₹50,000 and ₹1 lakh for business purposes.
- Your Aadhaar is linked to your SBI account.
- You can provide basic business and ID proofs.
Documents Required
Make sure you have these documents ready before applying:
- Aadhaar Number (linked with your SBI account)
- Savings or Current Account Number
- Business Proof – Name, start date, and business address
- Caste Certificate (General / SC / ST / OBC / Minority)
- GSTN or Udyog Aadhaar (if applicable)
- Shop & Establishment Certificate or any business registration proof
Having these ready will make the online process smooth and quick.
How to Apply for SBI Mudra Loan Online (Step-by-Step Guide)
Applying online takes less than 10 minutes. Here’s what to do:
- Visit the official SBI e-Mudra portal through the SBI Website.
- Scroll to the ‘Important Links’ or ‘Apply Online’ section.
- Click on ‘For Online Apply’.
- A new page will open — fill in your account details and personal information.
- Upload the required documents.
- Submit your application for instant approval.
If your loan amount is up to ₹50,000, approval can happen almost immediately.
For loans above ₹50,000, you might need to visit the nearest SBI branch for final verification.
Frequently Asked Questions (FAQs)
1. Who can apply for SBI Mudra Loan?
Any small or micro-entrepreneur with an active SBI savings or current account (6 months or older) can apply.
2. How much loan can I get online?
You can get an instant loan up to ₹50,000 online. For higher amounts (up to ₹1 lakh), you’ll need to visit the branch once.
3. What’s the repayment period?
The loan tenure can go up to 5 years, depending on your eligibility and the bank’s terms.
4. What documents do I need?
You’ll need your Aadhaar card, business proof, caste certificate, account details, and if available, GSTN or Udyog Aadhaar.
5. Where can I apply online?
You can apply directly on the official SBI website under the e-Mudra loan section.