10000 Loan On Aadhar Card : Aadhar card is not only limited to your identity card and address proof, but it is also a document on which you can take a loan. If you want a loan of up to 10000 that too without any hassle, then you can apply through Aadhar card.
In this information, we are going to talk about some such top applications which easily approve loans up to ₹ 10000 through Aadhaar card. So let us know the eligibility for this, the necessary documents, and the interest and charges on the loan received, etc. So let’s see-
10000 Loan On Aadhar Card
We all know that Aadhaar card is a useful document in today’s time. You can apply for a loan of up to 10000 using an Aadhaar card. While applying for a loan, you must ensure that the finance application you are applying for is NBFC or RBI registered. It gives you a loan on an Aadhaar card very easily.
Eligibility to get a 10000 loan with an Aadhar card
If you want a loan through Aadhar card, then you must have the following eligibility:
- You must be an Indian citizen.
- Your CIBIL score should be good.
- Your age should be between 18 and 60 years.
- Your Aadhar card should be linked to the mobile.
- You must have a savings account and internet banking.
- There should be a regular source of income.
- Must have a valid Aadhar card.
Documents to be attached with the Aadhaar number
- Aadhar card
- PAN card (sometimes)
- Mobile Number
- 6 months bank statement
- Passport size photo
Apply to these lenders with Aadhaar card
Many financial institutions and apps provide loans after Aadhaar card verification. Some of these are as follows:
1. Loan Apps – Below we have given the top RBI Registered Loan Apps. These apps give a loan of Rs 10,000 on Aadhar card in just 30 minutes.
2. Banks – Sky Bank offers instant personal loans with less documentation.
3. NBFCs – Many non-banking financial companies also provide quick and easy loans.
How to Get ₹10000 Loan On Aadhar Card – How to get ₹10,000 loan on Aadhar Card?
To get a loan of Rs 10,000 from Aadhar card, follow the steps given below carefully:
- First of all, download any trusted financial application.
- After this, register with your mobile number.
- Now verify KYC by entering Aadhar card number.
- Fill your application form with your name, age, income, and Aadhaar card number.
- After doing KYC, check your eligibility.
- If you are eligible, then upload the required documents.
- After this enter the loan amount.
- OTP will be sent to your registered mobile number for the loan agreement, verify it.
- After this, approve NACH. After giving this approval, your EMI will be auto debited.
- After this, your loan will be approved within 24 hours.
- After approval, the money is transferred directly to your bank account.
15 Best Apps for 10000 Loan On Aadhar Card
| S. No | App Name | Loan Amount | Interest Rate | EMI Tenure | App Rating |
|---|---|---|---|---|---|
| 1. | PaySense | ₹5000 to 5 lakh rupees | 11.99% P.A | 90 – 540 Days | 4.4 |
| 2. | Money View | ₹5000 to 5 lakh rupees | 16% -39% APR | 3 – 60 Months | 4.7 |
| 3. | Cash | From ₹1000 to 4 lakh rupees | Starting from 2.50% per month | Max 18 Months | 4.3 |
| 4. | ZapMoney | Up to ₹1,00,000 | 18% -36% P A | Max 12 Months | 4.5 |
| 5. | There | Up to Rs 5 lakh | 24% – 30% p. a | 91 Days – 270 Days | 4.5 |
| 6. | Buddy Loan | From ₹10,000 to ₹15 lakh | 11.99% P. A | 12 – 60 Months | 4.4 |
| 7. | LendingPlate | ₹10,000 to ₹2.50 lakh | 12 – 36% P. A | 3 Months – 15 Months | 4.4 |
| 8. | Dhani | From ₹1000 to ₹15 lakh | 13.99% P. A | 3 – 24 Months | 3.6 |
| 9. | Airtel Flexi Credit | ₹10000 to ₹900000 | Starting From 11.5% | 3 – 60 Months | 4.4 |
| 10. | Olive | From ₹1000 to ₹70000 | 20% -36% P. A | 91 – 270 Days | 4.5 |
| 11. | Home Credit | Upto maximum of Rs 5 lakh | 24% – 49.5% P. A | 12 – 48 Months | 4.4 |
| 12. | Ram Fincorp | Upto maximum of Rs 2,00,000 | 12 – 36% P. A | 30 – 365 Days | 5.0 |
| 13. | Bajaj Finserv | Upto a maximum of Rs 50 lakh | 10.49% P. A | 1 Year – 5 Years | 4.5 |
| 14. | Stashfin | From ₹1000 to 5 lakh rupees | 11.99% – 59.99% APR | 3 – 36 Months | 3.8 |
| 15. | IIFL Finance | Upto maximum of Rs 5 lakh | 12.75% – 44% | 3 Months – 42 Months तक | 4.6 |
FAQs
Q1. What is an Aadhaar Card Loan?
This is a personal loan in which your Aadhar card is considered as the primary document i.e. identity and address proof. This type of loan requires less documentation and the loan gets approved quickly and the amount is disbursed to the account quickly.
Q2. What is the eligibility criteria to avail a loan of Rs 10,000 from Airtel?
The applicant must be above 18 years of age, should have a permanent source of income and should have a valid Aadhaar card.
Q3. How long does it take for the Aadhar card loan amount to be credited to the account?
Aadhar card loan amount is disbursed to your account within 24 hours.
Q4. How can I repay my loan taken from my loan app?
EMI repayment options vary from lender to lender, but most lenders offer EMI, bullet repayment, and flexi repayment options.